This newsletter gives Fraser Valley homebuyers, homeowners and investors worked examples of how mortgage qualification rules, rate choices and carrying costs affect what they can afford. Recent issues also cover Vancouver Island cottage ownership costs, including vacancy tax and septic systems.
Website: https://hornermortgages.contentflow.media/
A housing-market newsletter by Bill McBride offering data-driven analysis of mortgage applications, housing starts, and house price-to-income ratios. Readers get charts and commentary on where US real estate is heading, with much of the deeper analysis behind a paid tier.
A practical mortgage newsletter for homebuyers and homeowners in British Columbia and Alberta, explaining how interest rates, bond yields and OSFI qualifying rules affect buying power. Each issue pairs market context with worked examples and concrete steps on rate holds and timing.
A mortgage guidance newsletter for Ontario borrowers covering first-time buyers, self-employed applicants and investors, with worked examples on appraisals, qualification and market timing. It explains how market data, documentation gaps and stale comparables affect what borrowers can afford and borrow.
A Canadian mortgage and personal finance newsletter explaining how U.S. inflation, bond yields and the stress test affect homeowners' rates and borrowing power. Its issues give concrete, worked examples of variable versus fixed mortgages and debt consolidation before buying a home.
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