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Numbers Before Noise

Substack
mkaiaudkaisifn.substack.com· irregular· Published today

A former fee-only financial adviser explains how rising Treasury yields and bond duration are eroding retirement and bond fund values, using worked dollar examples. Each issue takes one market event and walks through the arithmetic a typical investor would miss.

bond durationtreasury yieldstarget-date fundsretirement planninginterest rate riskbond fundslong-term investingfixed incomeportfolio mathai stocks
Platform
Substack
Frequency
Irregular
Latest issue
Oct 28, 2026
Language
English
Written for
Retirement savers and investors holding bond funds or target-date funds
Tone
analytical
Tracked since
Oct 28, 2026

Website: https://mkaiaudkaisifn.substack.com